Technology and integration.
Scope interfaces, API connectivity and the customer journey around the institution’s requirements.
For business
LDB-X is a financial-technology infrastructure and integration platform that enables regulated institutions and approved partners to access selected banking, payments, foreign-exchange, investment, digital-asset and card services through APIs and white-label solutions.

TECHNOLOGY, CONNECTED
Bring together the interfaces, product design and provider responsibilities for your programme.
Scope interfaces, API connectivity and the customer journey around the institution’s requirements.
NFC Money is the LDB-X product division focused on tokenised payment cards and NFC-enabled wearables.
API Connect Ltd is identified as the company behind the LDB-X trade name. Corporate details and service-contracting roles are set out separately.
Read the corporate informationRegulated financial services are provided by appropriately authorised third-party institutions in the relevant jurisdiction. A provider’s role and jurisdiction are specific to the programme.
SOLUTIONS
Connect the ways your customers pay.
View scope and availability Accounts & money movementBring local and international flows together.
View scope and availability White LabelPresent a configurable platform experience under your own brand.
View scope and availability Card programmes & BIN sponsorshipBuild a card programme with a clear path.
View scope and availability NFC wearable programmesMake your brand part of everyday life.
View scope and availability Licence as a Service (LAAS)Build your market-entry programme with the right regulated partners.
View scope and availability Trading technologyConnect your business to market infrastructure.
View scope and availabilityTHE REGULATORY BOUNDARY
A technology integration, API connection or commercial relationship does not itself constitute a regulatory licence. The entity carrying out a regulated activity needs the relevant permission in the applicable jurisdiction.

Currency-market connectivity and API workflows.
Index-market integration requirements for participating regulated providers.
Digital-asset technology and platform integrations where permitted.
Trading-technology enquiries are for regulated companies, not individual retail traders. No client-funds transfer, deposit guarantee or live investment service is offered through this website.
WHITE LABEL
Before a commercial programme starts, its documentation needs to identify the contracting entity, revenue recipient, issuing and regulated providers, eligible territories, onboarding responsibilities and any safeguarding arrangement.
Explore White Label
A pearl finish with space for your brand identity.

A brushed silver design with a refined metallic finish.

A distinctive graphite design with signature detailing.

A clean turquoise design for an everyday card proposition.
INSTITUTIONAL ENQUIRIES