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ONE PLATFORM. A WORLD OF POSSIBILITIES.Infrastructure · APIs · Payments · Cards · Wearables
LDB-X

Financial technology.
Designed around people.

Solutions

LDB-X FOR BUSINESS

Card programmes & BIN sponsorship

Build a card programme with a clear path.

Bring card design, BIN sponsorship, issuing, tokenisation and fulfilment into one programme. Develop private-label prepaid and loyalty propositions with the appropriate issuer, processor and network arrangements.

LDB-X card programme visual with card design concepts and a mobile wallet
Solution overview

BUSINESS CONTEXT

From your brand identity to a complete card programme.

Intended for

Approved institutions, programme operators and distributors.

Programme confirmation

Providers, markets, permissions and commercial terms are confirmed for the proposed programme.

SUPPORTED CAPABILITY SCOPE

What we can explore together.

These capabilities can be combined around your programme requirements. Provider support, market availability and commercial terms are confirmed for the proposed scope.

BIN sponsorship & private-label issuing

Coordinate sponsoring, issuing and processing arrangements for a branded card programme. Scheme, issuer and distribution approvals are established before launch.

Visa VTS & Mastercard MDES

Plan card tokenisation and eligible Apple Pay or Google Pay provisioning using the pathways supported by the selected issuer and programme.

Embossing, loyalty & fulfilment

Define card personalisation, embossing, prepaid loyalty propositions and fulfilment across your target markets. Choose standard, premium or metal-card options with final specifications agreed for your order.

Card design and personalisation

Explore private-logo card identity, layout and personalisation directions while keeping final artwork subject to issuer, network and manufacturing approval.

Material and finish exploration

Compare standard, premium and metallic-looking finish directions, with final materials and commercial tiers confirmed for the selected programme.

Programme coordination

Map the responsibilities that may involve an issuer, BIN sponsor, processor, token-service provider and distributor under the applicable programme agreements.

Customer experience

Plan card and companion-interface journeys, with specific controls and wallet support confirmed for the selected programme.

PLATFORM EXPERIENCE

See how the workflow can come together.

Explore a sample interface direction for the solution. Final workflows, data fields and provider-connected functionality are configured for the approved programme.

Sample experience

Card material matrix

Sample comparison of three finish directions; final materials and commercial tiers are confirmed for the selected programme.

Sample experience

Card experience preview

Sample card-and-phone experience; specific controls remain subject to capability confirmation.

WORKFLOW

A card proposition with responsibilities visible from the start.

  1. Proposition

    Define audience, market, card form and brand direction.

  2. Programme map

    Identify the required issuing, processing, sponsorship and distribution roles.

  3. Design review

    Refine artwork, material direction and customer journeys against programme requirements.

  4. Provider confirmation

    Confirm contracted parties, approvals, eligibility and launch conditions.

PROGRAMME BOUNDARIES

Technology scope and provider responsibility stay distinct.

LDB-X provides
Card-design, personalisation and tokenisation-integration scoping.
Third-party role
Issuing, BIN sponsorship, processing and token provisioning under the applicable agreements.
Market scope
Confirmed for the intended market and participating provider before implementation or launch.
Regulatory limits
Card-network artwork is illustrative; an issuing or scheme relationship is not established by a design image.

NEXT STEP

Start with your requirements.

Tell us about your organisation, intended market and the customer journey you want to build. The relevant provider, capability and responsibility details can then be confirmed against that scope.

Discuss this solution